As technology continues to advance, we see more and more APIs (Application Programming Interfaces) being developed to help streamline and automate various tasks. One such API that has become increasingly popular is the Credit Card Validation API, which is used to validate credit card information. In this article, we’ll discuss what an API is, why you should use such an API, and how the Credit Card Validation API works.

What Is An API?

An API, or Application Programming Interface, is a set of protocols and tools that allow different software applications to communicate with each other. In simpler terms, an API allows developers to access certain functionalities of an application or service without having to write complex code to interact with it. APIs can be used to automate certain tasks, integrate different systems, and even build entirely new applications.

Why Use An API?

Using an API can provide a number of benefits to developers. For one, it can save a lot of time and effort in building an application. Instead of having to write all the code to interact with a service, developers can simply use the API to make calls and retrieve data. APIs can also help with scalability and flexibility, as they can be easily modified or updated as needed. In addition, APIs can help improve security, as they can restrict access to certain functionalities and data.

What Is The Credit Card Validation API?

The Credit Card Validation API is a type of API that is used to validate credit card information. It checks if a credit card number is valid and if it matches the card type (Visa, Mastercard, American Express, etc.). This API is particularly useful for e-commerce websites, payment gateways, and other applications that handle credit card transactions.

How Does The Credit Card Validator – BIN Checker API Work?

The Credit Card Validator – BIN Checker API works by making a request to a credit card issuer’s database to check if a given credit card number is valid. The API can also determine the card type based on the first few digits of the number. To use the API, developers typically need to obtain an API key from the provider and then make requests to the API using HTTP (Hypertext Transfer Protocol) requests.

There are several endpoints that you can discover and depending on which one you choose the response will vary, but this is the API response model in JSON format:

One of the key benefits of using the Credit Card Validator – BIN Checker API is that it can help prevent fraudulent transactions. By validating credit card information, the API can ensure that the transaction is legitimate and reduce the risk of chargebacks and other issues.

You have to provide a BIN (Bank Identification Number) – the first 6 digits of a credit/debit card, to receive the full details of this BIN/IIN in JSON format. You will receive the card’s validity if it’s VISA or MASTERCARD, what is the issuing bank, and the card’s issuing location.

To make use of it, you must first:
1- Go to Credit Card Validator – BIN Checker API and simply click on the button “Subscribe for free” to start using the API.
2- After signing up in Zyla API Hub, you’ll be given your personal API key. Using this one-of-a-kind combination of numbers and letters, you’ll be able to use, connect, and manage APIs!
3- Employ the different API endpoints depending on what you are looking for.
4- Once you meet your needed endpoint, make the API call by pressing the button “run” and see the results on your screen.